Loan Against Property
Unlock The Value of Your Asset

High-value secured loan up to ₹10 Crore* | Lower interest rates | Flexible tenure up to 15 years | Use funds for business, education, or any need.

Check Eligibility Get Best Rates

Loan up to 70% of Property Value Low Interest Rates Quick Disbursal

Loan Against Property – Smart Financing

Leverage your residential or commercial property to meet large financial needs with ease and attractive terms.

Residential Property Loan

Against self-occupied or rented residential property.

Up to ₹7.5 Crore
Interest from 9.25%*
Tenure up to 15 years

Commercial Property Loan

Against shops, offices, warehouses, or industrial property.

Up to ₹10 Crore
Higher loan eligibility
Flexible repayment options

Balance Transfer + Top-up

Transfer existing LAP loan for lower rates & get additional funds.

Reduce EMI burden
Top-up loan up to ₹2 Cr
Minimal processing fee

Eligibility Criteria

Individuals (Salaried/Self-employed), Partnership firms, Companies
Minimum age 21 years, maximum 65 years at loan maturity
Property must be free from legal disputes & clear title
Minimum property value: ₹20 Lakhs+
CIBIL score 700+ preferred (relaxed for strong collateral)

Documents Required

KYC: PAN, Aadhaar, Voter ID/Passport
Income proof: ITR (last 3 years) & Bank statements (12 months)
Property documents: Title deed, sale deed, tax receipts, OC/CC
Business proof for self-employed: GST, MSME certificate
Encumbrance certificate & valuation report (arranged by bank)

₹10 Cr

Max Loan Amount

9.25%*

Interest starting from

15 Yrs

Maximum Tenure

70%

Loan to Value Ratio

Why Choose LAP with MAITY?

✓ Lower interest rates than unsecured loans ✓ Partially prepay anytime ✓ Transparent valuation ✓ Dedicated relationship manager ✓ Doorstep service for document pickup

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Unlock your property's potential today!

Get the best loan against property quote with lowest interest rates & fast approval.

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Loan Against Property

Loan Against Property Unlock The Value of Your Asset