Gold Loan
Instant Funds Against Your Gold

Loan up to ₹3 Crore | Low interest rates starting @7.5%* | Quick disbursal in 30 minutes | No income proof required | 100% transparent valuation

Check Gold Value Get Best Rate

75% LTV on Gold No Credit Check Instant Disbursal

Gold Loan – Fast, Simple & Secure

Convert your idle gold into instant cash for business, emergency, education, or any personal need.

Gold Ornaments Loan

Against gold jewellery, coins, and bars (18K-24K purity).

Up to ₹3 Crore
Interest from 7.5%*
Flexible tenure

Overdraft Against Gold

Flexible credit line where you pay interest only on utilized amount.

Withdraw anytime
Interest on used amount
No prepayment penalty

Gold Loan Renewal

Renew your existing gold loan with lower interest rates & top-up facility.

Pay only interest & renew
Top-up on gold price rise
Minimal processing

Eligibility Criteria

Any Indian citizen with valid KYC
Minimum age: 18 years
Gold purity: 18K to 24K (Hallmarked preferred)
Minimum gold weight: 10 grams
No income proof required

Documents Required

KYC: PAN Card, Aadhaar Card / Voter ID / Passport
Gold jewellery with original bill (if available)
2 passport size photographs
Address proof (utility bill / rent agreement)
No income documents required

₹3 Cr

Max Loan Amount

7.5%*

Interest starting from

30 Mins

Disbursal Time

75%

Loan to Value Ratio

Why Choose MAITY for Gold Loan?

✓ Transparent carat-wise valuation ✓ Safe custody of gold with insurance ✓ Part-payment facility ✓ Quick renewal & top-up ✓ Lowest interest rates ✓ Doorstep gold pickup service available*

Apply Now

Current Gold Rate Advantage

Get maximum loan amount as per today's market gold rate. Higher gold price = Higher loan eligibility!

24K Gold Get up to 75% value

22K Gold Get up to 75% value

18K Gold Get up to 70% value

Unlock the power of your gold today!

Get instant gold loan quote with lowest interest rates & doorstep service.

Request a Quote

Gold

Gold Loan Instant Funds Against Your Gold